Anti-Fraud Services Office Team
Leader of the Anti-Fraud Stream, BIK S.A.
Marcin began his
professional career in the financial sector in the 1990s and spent
many years with PKO Bank Polski. He has extensive experience in
developing and implementing anti-fraud strategies within the banking
industry. He has participated in key projects focused on operational
risk management, fraud prevention, anti-fraud monitoring, and
optimisation of critical processes.
Marcin is a seasoned manager
with long-standing experience in leading teams working in the area of
electronic banking security.
Technical Leader of the Anti-Fraud Stream, BIK S.A.
Karol has been
involved in IT projects for over 10 years, taking on various roles
including business analysis, project management, and product
development. He gained his IT experience through numerous projects in
the insurance and banking sectors (e.g. the Direct Claims Settlement
Programme). Since 2019, he has co-developed the anti-fraud area at
BIK. Under his supervision, over 30 projects have been successfully
delivered, contributing to the development and dissemination of
sector-wide solutions offered by the Credit Information Bureau.
His
collaboration with a wide range of financial sector entities (banks,
credit unions, leasing and factoring companies, lending institutions,
insurance firms) has given him a comprehensive understanding of the
sector’s specific needs. Thanks to his experience, he effectively
bridges the gap between business and IT.
Product Owner in the Anti-Fraud Stream, BIK S.A.
Marzena has over a
decade of experience in the anti-fraud field. She began her career in
2008, gaining expertise as a credit fraud prevention analyst and
later as a team leader in transactional fraud prevention. A key
milestone was her co-development of an anti-fraud system for online
banking.
Since 2017, she has been responsible at BIK for the
development, onboarding, and maintenance of one of the Group’s main
anti-fraud solutions—the BIK Anti-Fraud Platform. Marzena is also
the author of publications on fraud prevention in the financial
sector, including in factoring companies. As the leader of the
“Factoring in the BIK Anti-Fraud Platform” initiative, she helped
create a space for sharing fraud alerts across the broader financial
sector.
Product Owner in the Anti-Fraud Stream, BIK S.A.
Piotr began his
career in 2009 as an analyst at one of Poland’s major critical
infrastructure companies. He has since developed his expertise at
BIK, where he has been responsible for implementing and developing
anti-fraud systems to protect remote channel operations.
Thanks to
his analytical support, over 20 projects have been successfully
implemented for financial sector entities (banks, credit unions,
leasing and factoring companies, lending institutions).
He is an
expert in cybersecurity, passionate about Device Intelligence
solutions, and a hands-on practitioner in anti-fraud processes. Piotr
combines practical experience with academic knowledge, having
completed postgraduate studies in database applications, data
analysis, and cybersecurity. He continuously develops his skills
through numerous training courses, as confirmed by his
certifications.
Expert in the Anti-Fraud Stream, BIK S.A.
Agnieszka has been
working in the financial sector since 2005, consistently focusing on
cybersecurity. She gained her professional experience in banking,
specialising in cybersecurity, fraud detection, and prevention. Her
expertise includes both solid theoretical knowledge and practical
experience in anti-fraud analysis, acquired at one of Poland’s
largest banks.
Since 2022, she has actively supported the
Anti-Fraud Stream at BIK, focusing on the BIK Behavioural Biometrics
solution. She skilfully balances business needs with technical and
formal challenges in the onboarding process and client collaboration.
